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Terms of Use

Last Updated: October 21, 2025

Welcome to Growthpathrer. By accessing or using our website at growthpathrer.info and our services, you agree to be bound by these Terms of Use. Please read them carefully before using our platform.

1. Acceptance of Terms

By accessing, browsing, or using the Growthpathrer website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any part of these terms, you must not use our services.

We reserve the right to modify these terms at any time. Your continued use of the service after changes are posted constitutes your acceptance of the modified terms.

2. Description of Service

Growthpathrer provides online expense management automation services, including personalized work plans, direct specialist interaction, and flexible adaptation to client needs. Our services are delivered through our website and associated digital platforms.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.

3. User Accounts and Registration

3.1 Account Creation

To access certain features of our services, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate and current.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time for any reason, including but not limited to violation of these terms, fraudulent activity, or behavior that we deem harmful to our services or other users.

4. User Responsibilities and Conduct

When using our services, you agree to:

• Comply with all applicable laws and regulations

• Provide accurate and truthful information

• Use the services only for lawful purposes

• Respect the intellectual property rights of Growthpathrer and third parties

• Not interfere with or disrupt the services or servers

• Not attempt to gain unauthorized access to any part of the services

• Not use automated systems to access the services without our permission

• Not transmit any harmful code, viruses, or malicious software

• Not engage in any activity that could damage our reputation or business

5. Intellectual Property Rights

5.1 Our Content

All content on the Growthpathrer website, including but not limited to text, graphics, logos, images, software, and design elements, is the property of Growthpathrer or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

5.2 User Content

By submitting content to our platform, you grant Growthpathrer a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, and display such content solely for the purpose of providing our services to you.

5.3 Trademarks

Growthpathrer and associated logos are trademarks of our company. You may not use these trademarks without our prior written consent.

6. Payment and Billing

6.1 Fees and Charges

Certain aspects of our services may require payment. All fees are clearly displayed before you complete a transaction. You agree to pay all applicable fees and charges associated with your use of our services.

6.2 Payment Methods

We accept various payment methods as indicated on our website. By providing payment information, you represent that you are authorized to use the payment method provided.

6.3 Refunds

Refund policies are provided separately and are incorporated into these terms by reference. Please review our refund policy before making any purchases.

6.4 Price Changes

We reserve the right to change our pricing at any time. Price changes will not affect existing subscriptions until renewal, unless otherwise specified.

7. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. By using our services, you consent to our privacy practices as described in our Privacy Policy.

8. Third-Party Links and Services

Our website may contain links to third-party websites or services that are not owned or controlled by Growthpathrer. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that Growthpathrer shall not be responsible or liable for any damage or loss caused by your use of any third-party content, goods, or services.

9. Disclaimers and Limitations of Liability

9.1 Service Availability

Our services are provided on an as-is and as-available basis. We do not guarantee that our services will be uninterrupted, timely, secure, or error-free. We make no warranties, express or implied, regarding the reliability, accuracy, or completeness of our services.

9.2 Professional Advice Disclaimer

The information and services provided through Growthpathrer are for informational purposes only and should not be considered as professional financial, legal, or tax advice. You should consult with appropriate professionals for specific advice tailored to your situation.

9.3 Limitation of Liability

To the maximum extent permitted by law, Growthpathrer and its directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from your use or inability to use our services.

9.4 Maximum Liability

In no event shall our total liability to you for all damages exceed the amount you have paid to Growthpathrer in the twelve months preceding the claim, or one hundred dollars if no payment has been made.

10. Indemnification

You agree to indemnify, defend, and hold harmless Growthpathrer and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses, including reasonable legal fees, arising out of or in any way connected with:

• Your access to or use of our services

• Your violation of these Terms of Use

• Your violation of any third-party rights, including intellectual property rights

• Any content you submit or transmit through our services

• Your breach of any representation or warranty contained herein

11. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms of Use.

Upon termination, your right to use the services will immediately cease. All provisions of these terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

You may terminate your account at any time by contacting us or through account settings if available. Termination does not relieve you of any obligations incurred prior to termination.

12. Dispute Resolution

12.1 Informal Resolution

If you have any dispute with us, you agree to first contact us and attempt to resolve the dispute informally by contacting us at [email protected]. We will attempt to resolve disputes in good faith.

12.2 Binding Arbitration

If informal resolution is unsuccessful, any disputes arising out of or relating to these terms or our services shall be resolved through binding arbitration rather than in court, except that you may assert claims in small claims court if your claims qualify.

12.3 Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

13. Governing Law

These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any legal action or proceeding arising under these terms will be brought exclusively in courts of competent jurisdiction.

14. Changes to Terms

We reserve the right to modify or replace these Terms of Use at any time at our sole discretion. We will provide notice of significant changes by posting the new terms on our website and updating the Last Updated date.

Your continued use of our services after any changes indicates your acceptance of the new terms. It is your responsibility to review these terms periodically.

15. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these terms will otherwise remain in full force and effect and enforceable.

16. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices or agreements published by us on our website, constitute the entire agreement between you and Growthpathrer concerning your use of our services and supersede all prior agreements and understandings.

17. Waiver

Our failure to enforce any right or provision of these Terms of Use will not be considered a waiver of those rights. Any waiver of any provision of these terms will be effective only if in writing and signed by an authorized representative of Growthpathrer.

18. Assignment

You may not assign or transfer these Terms of Use or your rights hereunder, in whole or in part, without our prior written consent. We may assign these terms at any time without notice to you.

19. Force Majeure

We shall not be liable for any failure or delay in performance under these terms due to causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or governmental actions.

20. Contact Information

If you have any questions, concerns, or complaints regarding these Terms of Use or our services, please contact us:

Growthpathrer

Address: 50-02, Jalan Austin Heights 8/7, Taman Mount Austin, 81300 Johor Bahru, Johor, Malaysia

Phone: +60176553185

Email: [email protected]

Signal: https://signal.me/#p/+60176553185

Telegram: https://t.me/+60176553185


By using Growthpathrer services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. Thank you for choosing Growthpathrer for your expense management automation needs.

Growthpathrer

Personal expense management consulting designed for professionals in Johor Bahru. We help you build systems that fit your actual workflow.

50-02, Jalan Austin Heights 8/7, Taman Mount Austin, 81300 Johor Bahru, Johor, Malaysia +60 17 655 3185 [email protected]

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